More resources for particular appropriate Financing to Worth (LTV) cost, see our complete dining table into the cost web page

• Brand new Eco-friendly Home loan excludes people doing low-structural works where the BER can not be specialized. not, once you’ve fully drawn down the loan plus property enjoys hit an overall total BER from A1 to B3 (inclusive), you may acquire all of our Green Mortgage article mark off upon production of a valid for the-date BER Certification. If you find yourself on a varying rate there’s absolutely no costs to improve to your Green Mortgage. While you are towards the a fixed speed, it will cost a beneficial breakage fee to evolve for the Green Financial, if you do not hold back until their very first repaired-speed title provides mature.
• The new Environmentally friendly Mortgage is available in order to mortgage customer, which favor a beneficial about three or a five year fixed interest rate (excludes Get so that and low-Structural Ideal Right up Finance).
• You really need to useful site have a minimum label off step 3 or five years, or maybe more, leftover on the mortgage to acquire all of our 3 otherwise 5 seasons fixed Eco-friendly financial rates.
• The Environmentally friendly Mortgage isnt provided with one changeable speed selection.
• At the conclusion of the 1st repaired-rates months you could select from our interest rate solutions to established consumers at that stage, this may include an eco-friendly alternative. If you do all of our eco-friendly fixed price solution, you need to complete a valid BER Certification (in-date), confirming good BER off A1 to help you B3 (inclusive).

Still uncertain?

*Prices based on a keen LTV off >60% & ?80% and you may a loan amount off 300,000 over a beneficial 20-year title using all of our eco-friendly high value three-year fixed speed from 3.60% (APRC cuatro.32%) & all of our **Standard quality value step three seasons repaired rates based on an enthusiastic LTV away from ? 80% and you will an amount borrowed of 3 hundred,000 more than a great 20-seasons identity at a consistent level away from 3.70% (APRC 4.35%). Shortly after season around three, brand new repaired price tend to mature towards prevalent Addressed Varying Rates except if an option fixed rates is selected. Brand new applicable maturity price depends for the LTV to the the time your own Readiness Possibilities Letter try approved. High-worthy of financial rates come to the mortgage amounts ? 250,000. Promote offered to financial home loan users. Being qualified standards conditions and terms incorporate.

2% & 2% Cashback Promote

And our very own Environmentally friendly Home loan, new clients may avail of the honor-successful Cashback give, that provides you dos% cashback during the drawdown and you can 2% cashback in your month-to-month repayments until 2030, when you shell out from a search on Account***.

Cashback promote available to qualifying applicants whom discovered their complete mortgage Page from Acceptance of PTSB towards the or ahead of . Excludes cuatro Year Fixed Mortgage New clients Rates, tracker, buy-to-help, negative collateral and you will applicants refinancing an existing PTSB mortgage.

2% cashback within drawdown would-be paid off to your number of the brand new mortgage state-of-the-art. 2% cashback within drawdown was repaid into the owner’s financial purchasing account (and therefore doesn’t need to getting a great PTSB membership) within this forty working days out of home loan drawdown. The new being qualified months () could be offered due to the fact PTSB determines. 2% cashback within drawdown excludes cuatro Season Repaired Financial New customers Pricing, tracker, buy-to-help, bad security and you can candidates refinancing a preexisting PTSB financial.

2% cashback month-to-month will be paid down up to . The monthly mortgage payment should be produced from an excellent PTSB Speak about Membership and you can meet qualifying requirements. ***Simply mortgage payments created by Head Debit off an explore Membership will get the 2% cashback month-to-month. Brand new Explore Account offers an excellent 8 monthly fee to possess maintaining the newest account. One products which try returned outstanding (also Direct Debits and you can Reputation Requests) will sustain the proper outstanding items fees or any other costs can get use. eStatements only. If any transform with the recharged monthly homeloan payment are formulated they have to be decided by you and PTSB are entitled to the newest cashback month-to-month provide.